Tag: university
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Caltech’s $10K bootcamp was not run by the school, lawsuit claims
[ad_1] When Elva Lopez saw a pop up ad for the Caltech Cybersecurity Bootcamp while playing an online game, she jumped at the chance to enroll. It was the fall of 2020, Lopez had recently lost her job, was battling cancer and was looking for a fresh start during the depths of the pandemic. Part…
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Why grandparents should set up 529 college savings plans
[ad_1] Giving your grandchild a new toy or game or clothes is nice. But helping pay for their future college education? Now, that’s a gift your grandkid and their parent — your adult child — will never forget. One smart way to do it: Opening and funding a 529 college savings plan. These are state-sponsored investment…
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My sister asked me to cosign her $11,000 student loan. Do I say yes?
[ad_1] I’m in my early 40s, out of debt and my credit score is finally excellent. So is it a terrible idea to cosign my little sister’s student loan? Still in her early 30s, she’s following in our late mother’s footsteps to become a nurse. She recently started a well-respected, 14-month accelerated nursing program in…
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Growing ‘debt divide’ in the U.S. sees some pulling ahead as others fall further behind
[ad_1] Some Americans are racking up debt even as others are paying theirs off, creating a debt divide among the U.S. population. ****Among U.S. adults who have personal debts, more than 4 in 10 say the amount they currently owe is close to its lowest level ever. But more than 3 in 10 are in…
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DOE official advises student-loan borrowers to make payments during grace period
[ad_1] When the freeze on federal student-loan payments, interest and collections ends this fall, borrowers will be protected temporarily from some of the harshest consequences of missing student-loan bills. But if borrowers can afford to make their payments, they should. That was one message from James Kvaal, the under secretary at the Department of Education,…
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Bankruptcies have been brisk this year — and it’s just the halfway point
[ad_1] Americans were filing for bankruptcy much more in the first half of 2023 than they were at the same point last year, according to new numbers showing the increase in financial strain for some as pandemic protections fade away. The rise in 2023 cases comes even before student loan payments restart in October after…
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SCOTUS blocked student-loan cancellation. Here’s what it means for your loans.
[ad_1] Student-loan payments are poised to resume this fall without smaller balances now that the U.S. Supreme Court has blocked President Joe Biden’s loan cancellation plan. The Biden administration’s loan forgiveness initiative would have canceled up to $10,000 of debt for eligible borrowers, and in some cases up to $20,000. But the Supreme Court’s conservative…
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What to do if you can’t afford to pay your student loans when payments resume
[ad_1] With the pause on student-loan payments set to end in October, many student-loan borrowers may be asking themselves, “What can I do if I can’t afford to pay my student-loan bill?” Don’t panic — you have options. There are ways to either lower your payment obligations or to defer payments, albeit temporarily, according to…